We have 4 simple goals:
Founded in 1990, Hobert Wealth Management is an independent financial services firm which specializes in a conservative approach to investing and wealth management for those approaching retirement or already retired.
Hobert Wealth Management's expertise includes general retirement planning advice, inflation and income planning, asset allocation, estate planning, risk management, life insurance planning, and tax planning.
For the vast majority of our clients, the focus is capital preservation followed by growth, based on the belief that capital preservation is as important as capital appreciation, but each client has different needs and unique circumstances that we strive to address and resolve.
Helpful Content
What Is a 1035 Exchange?
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
18 Years Worth of Days
The average retirement lasts for 18 years. What will you do with your days?
Debt vs. Investment
Weigh the potential outcomes of paying off debt versus directing those dollars elsewhere.
Life Insurance Myths: Debunked
Whether you have life insurance through your work or are retired it pays to know the truth about life insurance coverage.
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Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance.
How Women Can Prepare For Retirement
Are women prepared for a 20-year retirement?
Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
How Big is Money?
Learn a little about worldwide currency in this fun infographic
Creative Ways to Motivate Your Employees
Five creative (and inexpensive) ideas for motivating your employees.
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Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
Emergency Fund Calculator
Find out how large your emergency fund should be based on your monthly expenses.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
Bi-Weekly Mortgage Payments
See how switching to bi-weekly mortgage payments could reduce interest and shorten your loan.
Lifetime of Earnings
Estimate how much you may earn over your working years based on your current income.
Monthly Budget
Track your monthly income and expenses to get a clearer view of your cash flow.
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Should I Invest in Gold?
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
Safeguard Your Digital Estate
If you died, what would happen to your email archives, social profiles and online accounts?
What Smart Investors Know
Savvy investors take the time to separate emotion from fact.
Bull and Bear Go To Market
Learn about the difference between bulls and bears—markets, that is!
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
Consider These 3 Things Before Driving Off the Lot
Here are 3 quick tips to keep in mind when buying or leasing your next vehicle.